:root{
  --navy:#0B1F33;--navy2:#102B44;--teal:#0F7C70;--teal2:#0A5D55;
  --gold:#C9A45C;--bg:#F7FAFA;--surface:#FFFFFF;--line:#D9E2E4;
  --text:#16212B;--muted:#5B6670;--danger:#B42318;
  --shadow:0 18px 50px rgba(11,31,51,.12);--radius:22px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:var(--bg);line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
button{font:inherit}
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:12px;top:12px;z-index:1000;background:#fff;color:var(--navy);padding:10px 14px;border-radius:10px;box-shadow:var(--shadow)}
.site-header{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px clamp(18px,4vw,56px);background:rgba(247,250,250,.96);backdrop-filter:blur(18px);border-bottom:1px solid rgba(217,226,228,.85)}
.brand{display:inline-flex;align-items:center;gap:12px;min-width:0}
.brand-mark{display:grid;place-items:center;width:42px;height:42px;flex:0 0 42px;border-radius:14px;background:linear-gradient(135deg,var(--navy),var(--teal));color:#fff;font-weight:800}
.brand strong{display:block;color:var(--navy);font-size:1rem;line-height:1.1}
.brand small{display:block;color:var(--muted);font-size:.78rem;margin-top:2px}
.header-actions{display:flex;align-items:center;gap:14px}
.nav{display:flex;align-items:center;gap:17px;color:var(--muted);font-size:.92rem}
.nav a:hover,.nav a:focus{color:var(--navy)}
.nav-cta{color:#fff!important;background:var(--navy);padding:10px 14px;border-radius:999px}
.language-switcher{display:flex;align-items:center;gap:5px;font-size:.78rem;color:var(--muted);white-space:nowrap}
.language-switcher a{font-weight:800;padding:6px 4px;border-radius:8px}
.language-switcher a[aria-current="page"],.language-switcher a:hover{color:var(--teal);background:rgba(15,124,112,.07)}
.menu-toggle{display:none;border:1px solid var(--line);background:#fff;color:var(--navy);width:44px;height:44px;border-radius:12px;align-items:center;justify-content:center;cursor:pointer}
.menu-toggle span,.menu-toggle span:before,.menu-toggle span:after{display:block;width:20px;height:2px;background:currentColor;content:"";position:relative}
.menu-toggle span:before{position:absolute;top:-6px}
.menu-toggle span:after{position:absolute;top:6px}
.mobile-panel{display:none;position:fixed;inset:71px 0 auto 0;z-index:40;background:#fff;border-bottom:1px solid var(--line);padding:18px 20px;box-shadow:0 18px 38px rgba(11,31,51,.12)}
.mobile-panel.open{display:block}
.mobile-panel a{display:block;padding:12px 4px;border-bottom:1px solid var(--line);color:var(--navy);font-weight:700}
.mobile-panel .mobile-lang{display:flex;gap:10px;padding-top:14px}
.mobile-panel .mobile-lang a{border:0;padding:8px 12px;background:var(--bg);border-radius:10px}
.hero{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:clamp(28px,5vw,72px);align-items:center;padding:clamp(68px,9vw,116px) clamp(20px,5vw,72px) 56px;background:radial-gradient(circle at 15% 10%,rgba(15,124,112,.18),transparent 28%),radial-gradient(circle at 88% 22%,rgba(201,164,92,.22),transparent 25%),linear-gradient(180deg,#fff 0%,#F7FAFA 78%)}
.eyebrow{color:var(--teal);text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;margin:0 0 10px}
h1,h2,h3{color:var(--navy);line-height:1.1;margin:0}
h1{font-size:clamp(2.5rem,5.7vw,5.35rem);letter-spacing:-.06em;max-width:980px}
h2{font-size:clamp(1.9rem,3.8vw,3.25rem);letter-spacing:-.045em}
h3{font-size:1.1rem;letter-spacing:-.02em}
.lead{font-size:clamp(1.06rem,2vw,1.28rem);color:var(--muted);max-width:720px;margin:24px 0 0}
.hero-actions,.request-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.button{display:inline-flex;justify-content:center;align-items:center;min-height:48px;padding:13px 18px;border-radius:999px;font-weight:800;transition:transform .18s ease,box-shadow .18s ease}
.button:hover,.button:focus{transform:translateY(-1px)}
.button.primary{color:#fff;background:linear-gradient(135deg,var(--teal),var(--navy));box-shadow:0 12px 24px rgba(15,124,112,.22)}
.button.secondary{color:var(--navy);border:1px solid var(--line);background:#fff}
.button.large{width:100%;min-width:220px}
.hero-note,.small,.pricing-note{color:var(--muted);font-size:.92rem;margin-top:18px}
.hero-card{background:rgba(255,255,255,.94);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.card-top{display:flex;justify-content:space-between;align-items:center;color:var(--muted);margin-bottom:18px}
.card-top strong{color:var(--teal);background:rgba(15,124,112,.09);padding:5px 10px;border-radius:999px}
.hero-card h2{font-size:1.8rem;letter-spacing:-.035em;margin-bottom:20px}
.hero-card dl{display:grid;gap:10px;margin:0 0 18px}
.hero-card dl div{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid var(--line);padding-bottom:10px}
dt{color:var(--muted)}dd{margin:0;font-weight:800;color:var(--navy);text-align:right}
dd.risk.high{color:var(--danger)}
.trust-strip{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;margin:0 clamp(20px,5vw,72px);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--line)}
.trust-strip div{background:#fff;padding:22px 24px}
.trust-strip strong{display:block;color:var(--navy)}
.trust-strip span{color:var(--muted);font-size:.94rem}
.section{padding:clamp(60px,8vw,100px) clamp(20px,5vw,72px)}
.section.alt{background:#fff}
.section.compact{padding-top:52px;padding-bottom:52px}
.section-header{max-width:860px;margin-bottom:34px}
.section-header p:not(.eyebrow){color:var(--muted);font-size:1.05rem}
.grid{display:grid;gap:18px}
.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.feature,.step,.report-section,.price-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px}
.alt .feature,.alt .step{background:var(--bg)}
.icon{display:inline-flex;color:var(--teal);font-weight:900;margin-bottom:22px}
.feature p,.step p,.report-section p,.case-item span{color:var(--muted)}
.case-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.case-item{background:var(--bg);border:1px solid var(--line);border-radius:18px;padding:20px}
.case-item strong{display:block;color:var(--navy);margin-bottom:5px}
.report-box{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--line);gap:1px}
.report-section{border:0;border-radius:0}
.pricing-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.price-card{position:relative;background:var(--bg)}
.price-card.featured{background:#fff;border:2px solid var(--teal);transform:translateY(-6px);box-shadow:var(--shadow)}
.badge{position:absolute;top:-14px;right:20px;background:var(--teal);color:#fff;font-size:.75rem;font-weight:800;padding:6px 10px;border-radius:999px}
.price-kicker{color:var(--teal);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem}
.price{font-size:2.8rem;line-height:1;font-weight:900;color:var(--navy);margin:16px 0}
.price-card ul{padding-left:20px;color:var(--muted);min-height:150px}
.price-card li{margin-bottom:8px}
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.step span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;margin-bottom:16px}
.request-section{background:radial-gradient(circle at 10% 20%,rgba(15,124,112,.13),transparent 28%),linear-gradient(135deg,var(--navy),var(--navy2))}
.request-card{display:grid;grid-template-columns:1.1fr .9fr;gap:32px;align-items:center;background:#fff;border-radius:28px;padding:clamp(24px,4vw,44px);box-shadow:var(--shadow)}
.notice{grid-column:1/-1;background:#FFF8EB;border:1px solid #F3D49B;border-radius:16px;padding:16px;color:#6B3F00}
.two-col{display:grid;grid-template-columns:.8fr 1.2fr;gap:34px;align-items:start}
.two-col p{color:var(--muted)}
.site-footer{display:flex;justify-content:space-between;gap:24px;padding:34px clamp(20px,5vw,72px);background:var(--navy);color:#fff}
.site-footer span{display:block;color:rgba(255,255,255,.68);margin-top:3px}
.footer-links{display:flex;gap:18px;flex-wrap:wrap;color:rgba(255,255,255,.78)}
.footer-links a:hover{color:#fff}
.legal-page{max-width:900px;margin:0 auto;padding:72px 20px}
.legal-page h1{font-size:clamp(2.3rem,5vw,4.2rem)}
.legal-page h2{font-size:1.5rem;margin-top:32px}
.legal-page p,.legal-page li{color:var(--muted)}
@media(max-width:1100px){.nav{display:none}.menu-toggle{display:flex}}
@media(max-width:980px){
  .hero,.request-card,.two-col{grid-template-columns:1fr}
  .grid.three,.steps,.pricing-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .trust-strip,.case-list,.report-box{grid-template-columns:1fr}
  .price-card.featured{transform:none}
}
@media(max-width:640px){
  .site-header{padding:12px 16px}
  .brand-mark{width:38px;height:38px;flex-basis:38px}
  .brand small{display:none}
  .language-switcher{display:none}
  .hero{padding-top:52px}
  h1{font-size:clamp(2.35rem,12vw,3.65rem)}
  .grid.three,.steps,.pricing-grid{grid-template-columns:1fr}
  .hero-actions,.request-actions{flex-direction:column}
  .button{width:100%}
  .site-footer{flex-direction:column}
}

/* v0.3.1 mobile refinements */
section{scroll-margin-top:86px}
@media(max-width:640px){
  .hero-card{padding:22px}
  .hero-card h2{font-size:1.45rem}
  .hero-card dl div{align-items:flex-start}
  .hero-card dd{max-width:56%}
  .price-card ul{min-height:0}
  .trust-strip{margin-left:16px;margin-right:16px}
  .section{padding-left:16px;padding-right:16px}
  .request-card{padding:22px}
}